Help for Small Businesses & Independent Contractors

For 15 years, In&Out Magazine has been the definitive source of “Everything that’s going on” in and out of the community. We thank you, our readers, as well as the businesses that support the magazine through advertising, for that opportunity. But with little going on, and many businesses suspending or canceling their ads during the Covid-19 crisis, we are suspending publication of the magazine and web sites for the month of May. 


Expanded financial help from the federal government to ease the coronavirus crunch is now available to small businesses and individual workers. Here is an overview based on documents at the Small Business Administration website (www.sba.gov) and analysis by Heather Maxwell, executive director of the Anthem Area Chamber of Commerce.

Paycheck Protection Program

Apply for loans to keep employees on payroll with full salary and benefits for up to eight weeks. Approved lenders include federally insured depository banks and credit unions (ask your lender if they participate). You must go through the lender where you have deposits, according to one local banker, who added that banks are scrambling to get set up for the onslaught.

Eligibility is broad, including these individuals and entities if affected by COVID-19: 

  • Sole proprietorships
  • Businesses with fewer than 500 employees
  • Independent contractors and self-employed people
  • 501(c)(19) veterans organizations
  • Private nonprofits 

The kicker: “SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities,” the agency says. 

Info https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp

Economic Injury Disaster Loan

These SBA loans provide advances up to $10,000 available in three days to qualified applicants. They provide working capital to help overcome the temporary loss of revenue. The loan/grant application is a quick five-minute online process. 

“Every business has been or will be impacted by this worldwide crisis, and I encourage every business owner, non-profit, and independent contractor to access the $10,000 cash-advance grant available to them under the SBA’s Economic Injury Disaster Loan program,” Maxwell said.

Info https://www.sba.gov/page/disaster-loan-applications


Help Save Our Community
Small businesses are the lifeblood of our country and even more so this community. Supporting local businesses during this crisis can help keep our community economically viable. Please strongly consider supporting the businesses below, In&Out Magazine's display advertisers, as well as those in the Classifieds section of the magazine (see the full April 9 issue in PDF form). Many of these businesses have been part of the fabric of this community for two decades, not just serving our professional, service and retail needs but stepping up to support local charities, sports teams and so much more. Tip: If you know you’ll need to schedule a service, consider contacting a local business you trust and paying the standard fee for the deferred service. The links below go to their web sites.

Adult & Pediatric Allergy Associates • 602-242-4592
Anthem Senior Living • 602-909-9550
Appliance Pros • 502-501-5501
Business Network of Anthem • 623-455-9630
Carroll Law Firm • 623-551-9366
Century 21 Real Estate - Jeff Huff • 623-223-1221
Creative Home Enhancements • 623-551-5409
Daisy Dream Homes Real Estate • 623-879-3277
Daisy Mountain Dentistry • 623-551-5250
Desert Foothills Air Conditioning • 480-595-0938
Edward Jones • 623-551-0523
Element Dental Centers • 623-551-5555
Hand & Stone Massage • 623-551-6602
Kendallwood Design • 602-252-3844
Kodiak Roofing • 602-501-7717
Luv My PC • 480-703-6609
Merrill Gardens • 623-201-4881
North Valley Water Solutions • 623-551-0515
Preferred Business of Anthem • 623-551-0523 
Prickett Realty • 623-551-8111
ProSkill Services • 623-551-7473
RE/MAX Professionals - Mike Higgins • 623-640-7502
Rise Above Remodeling • 623-551-2013
Soft Water Plus • 623-551-7383
SonoranScapes Landscaping • 602-842-9948
State Farm Insurance - Justin Simons • 623-551-3700
Storage at Anthem • 623-226-8634
Sunset Cabinets • 623-687-6579
Thompson & McGinnis Attorneys at Law • 602-952-2666
Titan Tree Care • 623-444-8448
Titan Pest Control • 623-879-8700
Wyman Plumbing & Mechanical • 623-551-6688

For more local businesses, see In&Out Magazine Classifed Ads >>>  
 
Staff Writers
North Phoenix News staff writers and editors often work together to produce articles like this one.

Staff Writers

North Phoenix News staff writers and editors often work together to produce articles like this one.

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